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Terms of Service
Effective Date: 1/16/2026
These Terms of Service (“Terms”) constitute a binding agreement between you (“Client,” “you,” or “your”) and Surplus Recovery Group (“Company,” “we,” “our,” or “us”). By accessing our website, engaging our services, or communicating with us regarding foreclosure surplus fund recovery, you agree to be bound by these Terms. If you do not agree, you must discontinue use of our website and services.
1. Scope of Services
Surplus Recovery Group provides assistance in identifying, filing, and recovering foreclosure surplus funds on behalf of clients. Our services may include case review, document preparation, communication with county clerks or government agencies, and coordination with attorneys or other professionals when necessary. The Company does not provide legal, tax, or financial advice. Any legal services required will be performed exclusively by licensed attorneys engaged directly or through referral.
2. Client Responsibilities
By engaging our services, you represent and warrant that all information and documents provided are accurate, complete, and legally yours to disclose. You agree to cooperate fully with requests for documentation, signatures, and verifications necessary to process surplus fund claims. Failure to provide accurate or timely information may result in delays or denial of claims.
3. No Guarantee of Results
While Surplus Recovery Group exercises diligence and professional effort in pursuing surplus fund recovery, we make no guarantee regarding the outcome of any claim. Recovery depends on factors outside our control, including county processes, court determinations, creditor claims, lien satisfaction, and applicable statutes of limitation.
4. Fees and Compensation
You will never be responsible for out-of-pocket fees. Our compensation structure will be disclosed in a written agreement signed by both parties prior to commencing services. Unless otherwise agreed, no recovery means no compensation. The Company reserves the right to deduct agreed-upon fees and compensation from recovered funds before disbursement.
5. Communication and Consent
By providing contact information, including telephone numbers and email addresses, you consent to receive communications related to your case. Communications may include updates, document requests, and appointment reminders. You may also consent separately to receive promotional or educational materials. Message and data rates may apply for text communications.
6. Privacy and Data Security
The Company collects and processes personal information as described in our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you acknowledge and agree to our data collection, use, and disclosure practices. We implement commercially reasonable safeguards to protect personal information, but we cannot guarantee the absolute security of electronic transmissions.
7. Intellectual Property
All content, materials, trademarks, service marks, and trade names displayed on our website are the intellectual property of Surplus Recovery Group or its licensors. You may not reproduce, distribute, or use such content without prior written authorization. Access to our website does not grant any license or right to use our intellectual property except as expressly permitted.
8. Limitation of Liability
To the maximum extent permitted by law, Surplus Recovery Group shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of funds, lost opportunities, or reputational harm arising from use of our services. Our total liability under these Terms shall not exceed the amount of fees paid to us by you for the specific services giving rise to the claim.
9. Indemnification
You agree to indemnify, defend, and hold harmless Surplus Recovery Group, its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses (including attorney’s fees) arising out of or related to your use of our services, provision of inaccurate information, or breach of these Terms.
10. Third-Party Services
Our services may involve interaction with third-party entities, including attorneys, notaries, county clerks, government agencies, and technology providers. Surplus Recovery Group is not responsible for the actions, omissions, or policies of third-party service providers. Their respective terms and policies govern your use of third-party services.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the state in which Surplus Recovery Group is headquartered, without regard to conflict of law principles. Any disputes arising under these Terms shall first be subject to informal resolution. If unresolved, disputes shall be submitted to binding arbitration in [Insert County and State], except where prohibited by law.
12. Termination of Services
Either party may terminate the engagement at any time by providing written notice. Termination does not relieve the Client of responsibility for fees or costs incurred prior to termination. Upon termination, the Company will return client documents and data in accordance with applicable law.
13. Updates to Terms
Surplus Recovery Group reserves the right to update or modify these Terms at any time. Updated Terms will be posted on our website with a revised effective date. Continued use of our services after such updates constitutes acceptance of the revised Terms.
14. Severability
If any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall be deemed severable and shall not affect the validity or enforceability of the remaining provisions.
15. Contact Information
Questions regarding these Terms should be directed to:
Surplus Recovery Group
Email: contact@surplusrecoverygroup.com